Mr. Liam Sheehan:

Yes, if it cannibalises the existing business it will not go ahead. The whole point of this initiative is that, in common with most European posts, we have significant challenges in postal volumes. One of the ways to address that is to increase one's distribution of those items. There has also been a change in people's shopping patterns. Post offices have a very loyal clientele. Some people do not go to post offices and it is about trying to match our offer as best we can with modern shopping habits. For instance, Post and Pay does not have social welfare, NTMA products, banking products or cash foreign exchange. It is designed on a very limited product set, which is aligned to what PostPoint is already offering through 2,000 non-post office outlets.