Mr. John McGuire:

It is purely a factor of volume. I will focus first on our biggest cost in respect of scratch cards. In order to be competitive we give back to the public the same prizes as the national lottery. So for every €1 scratch card we sell, 66 cent goes on prizes. That is a big chunk. Many people are of the view that if they spend €1 on a scratch card, Rehab receives the full amount. It does not work like that. The other direct cost relates to the commission of 12.5% we give to the retailers that sell our tickets. In the context of income to us, we do not get 100%. Another very obvious direct cost relates to the fact that these tickets must be printed.