Mr. Kieran Wallace:

The number is only a factor of the valuation and what we get in as bids at the end of the day. I believe asking PwC to put an exact number on it is probably unfair to PwC, to be honest. However, what PwC has is experience in selling loans books and the knowledge from the representations and all the other information around the sales processes in IBRC. PwC has clearly given us a recommendation that we are following.