Mr. Brian McGann:

Equally, in terms of banking, there needs to be a political will to drive a new banking solution here. Somebody in Government needs to get An Post and the credit unions to meet and let them know that what the country needs is a bank that people can trust in, that people can sign up to and one that people will want to do business with. The one thing that we are certain of is that there is no banking system in this country that people trust, want to sign up to and want to do business with so there is an opportunity to be availed of. The Government needs to give everybody a push and to make sure that they come up with a plan to do so. Have I covered the Vice Chairman's question?

That answers the question.