Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

An earlier point concerned somebody who may wish to switch financial institutions. The audit committee members will be referring to this in their own questions. The concern for people on the existing mortgage loan book is that they are in performing mortgages, albeit by their fingernails. Am I correct in stating that everyone currently in a performing mortgage on the book Mr. Wallace is dealing with is on a variable interest rate? There is no one on a tracker mortgage or a fixed rate.