Mr. Kieran Wallace:

I do not have the specific numbers with me, but there are a number who are on split mortgages, a number where we have recapitalised the interest on their accounts, and a number where we have extended the term of their actual mortgage vis-à-visthe number of years for repayment. There are a number where we have given moratoria whereby they do not have to pay for a period when they find themselves in temporary difficulty. We have also done some trade-down solutions for people wanting to move from a certain size of house to another house to alleviate some of the problems with their mortgage.