Mr. Sean O'Sullivan:

Greed is a worldwide phenomenon. Hopefully, we are more appreciative of what we have. I cannot really speak to the social aspects other than to recognise that the necessity created by difficult circumstances actually gives rise to great opportunities for great businesses to emerge. The people who are down and out now as a result of circumstances and the problems they are currently suffering or which they may have suffered in the past may soon be leading the country. Every journey is tempered by fire. We would hope that the times and the fire we have been through will create a better grade of steel at the end of the journey.