Mr. John Corrigan:

Any assistance is obviously valuable. The concessions or changes that we have got to date have been hugely influential in improving our credit rating. The effect of the extension of maturities by the European funds, for example, has resulted in the average maturity of our debt moving from 7.5 years to 12.5 years, which is a big plus. That is on the scoring sheets of the credit rating agencies, to which I referred earlier. The promissory note arrangement, under which we issued long-term paper in exchange for promissory notes, reduced the amount of capital markets funding that we would have to do in the near term. It does not affect the total quantum but it affects the timing, which is an important consideration. Those have been hugely material factors in improving our credit rating. The fact that there have been major improvements in Ireland's competitiveness is another line in their scoring system, in addition to the turnaround generally in the public finances.