Mr. Peter O'Mahony:

Excuse me. We are probably best described as a dating agency. We are between the lenders and the borrowers. As a lender, you are lending money. You are not buying equity in the business. It is a business loan that you are giving. Once you decide to lend €100 to Greenaer, the bicycle company, you deposit the money with LinkedFinance, you make your bid, and if it is accepted and Greenaer decides to go ahead, we will transfer your €100 into Mr. Vander Elst's account. Then Mr. Vander Elst has a commitment to pay you back 36 repayments, including the principal and interest. That will come back in to LinkedFinance and is credited to your account. We do all the transactions and all the payments, backwards and forwards.