Thomas Byrne (Fianna Fail) | Oireachtas source

That means the provision concerned is a irrelevant. I advocated a couple of years ago that people avail of that provision in relation to interest rates on mortgages. However, it does not apply to mortgages. Is there any role for the Central Bank in terms of use of that provision for issues that arise outside of annual renewal time in respect of moneylending agreements or other credit agreements?