Mr. Donal Clancy:

Yes, I have no problem with working with those.

Deputy Catherine Byrne asked about the timing of claims payment. On the private side, our average is 37 days, which includes more than 30 days for the hospital to get the claim into us. I am talking about the lag times to get to the point where we pay. On the public side, it has come down and is now just in excess of 90 days.