Ms Josephine Feehily:

Clearly, if the legislation said we could not deduct money, we could not do so. That would certainly mean we would not give people options to pay before Christmas using plastic cards. The interesting thing about that is we have 205,000 returns. The other thing that is interesting is that half of those returns to the extent that they are processed - it is not half of the 205,000 because they are not all processed yet - are choosing the single debit authority. They are understanding well how to use the March option.