Ms Josephine Feehily:

I will ask Ms Vivienne Dempsey to go through the three service providers because my mouth is getting dry. The commitment I made earlier was that we would consider this filing season because this is the first time we will have the full annual filing for the tax. It was difficult to read patterns from the half-year filing. We will see people’s preferred options and we will see what we can do to make matters easier in that regard next year. I said I was not committing to moving into the business of necessarily retaining credit and debit card details. That involves risks I would have to assess.