Brian Hayes (Dublin South West, Fine Gael) | Oireachtas source

I move amendment No. 55:

In page 17, subsection (1), line 6, to delete “has been, or may have been,” and substitute “may have been, may be being or may be about to be”.

Section 19 as contained in the Bill refers to "identity theft", as when a credit information subject indicates a reasonable suspicion that his or her identity had been compromised. Such reasonable suspicion could result from a lost document or stolen details. It could also be from a demonstration that an action resulting from that compromised identity has already taken place, for example, when someone has impersonated them to access credit. Amendment No. 55 broadens the provision to allow credit information subjects to place pre-emptive flags on their register accounts notifying any prospective lenders that their identity is being compromised or may be compromised and that they are or may become the victims of impersonation. This has the effect of increasing the protections offered to credit information subjects in cases of identity theft.