Brian Hayes (Dublin South West, Fine Gael) | Oireachtas source

The information is for the bank. We all want the quality of information throughout the system to be consistent. One of the reasons we are in the hole we are in is a lack of information. This arrangement would give us consistency across the entire scheme but in no way would it have any negative implication either for the person who has discharged liability for the original loan or for the guarantor.