Brian Hayes (Dublin South West, Fine Gael) | Oireachtas source

I move amendment No. 15:

In page 8, subsection (1)(f), line 33, after “2005)” to insert the following:“and any other reference numbers allocated to the individual for the purposes of tax (whether in the State or any other country or territory)”.

The proposed amendments, Nos. 15 to 25, inclusive, provide for the following additional personal information fields to assist with the successful identification and categorisation of credit information subjects on the register. These fields are entity type, the type of entity or business for which the credit application is being or has been made and other tax number, any other tax number used by the entity. At present, separate categories of credit information subjects are set out under the personal information section of the Bill. However, there is no provision for the bank to collect the entity type as a personal information data field.

The collection of this field will in some instances help determine what other types of personal information are to be collected. For example, if the credit information subject is a sole trader, then all sections under section 6(1) must also be completed, while if the credit information subject is a limited company, then only those sections under 6(3) must be completed.

Amendment No. 15 deals with the collection of a tax number from a credit information subject. Currently, a provision is included to collect the value-added tax number of the credit information subject. However, no provision is made for a tax number from another jurisdiction. Removing the words "value added" leaves this provision broad enough to cover any type of tax number originating in Ireland or elsewhere. The amendment to substitute "a business" with "other activities" is to ensure non-individual entities such as clubs and charities are fully covered.