Mr. Brendan McDonagh:

In that instance we took 20% of the equity. That was a credit committee decision. We believed there was some potential upside in the portfolio and the best way to achieve a higher price for the portfolio was to take a 20% stake. That was a purely commercial decision which went through an assessment by internal people who are bankers and corporate finance professionals. A recommendation went to the credit committee which could have rejected or accepted it.