Arthur Spring (Kerry North-West Limerick, Labour) | Oireachtas source

I fully accept that the situation has to be dealt with on a case-by-case basis. It is not like NAMA and the developers. I will outline how it adds up. If a system were put in place by international bodies that were brought in to quantify the magnitude of the problem within the individual banks, then fundamentally, I want Bank of Ireland and AIB to use every penny of that and to give my generation a break. However, the opposite is the case. We have just acknowledged that it is in the interests of the bank, the shareholders and the directors of the bank to draw down as little as possible of the funding because that would be more profitable for the bank.