Mr. Shane O'Sullivan:

That is exactly it. Slide No. 3 is the exact same slide as slide No. 2 but it is up to date. Two months have passed in terms of time and what we would like to emphasise by using slide No. 3 is the accelerating pace at which we are offering long-term treatments. On slide No. 3 our short-term treatments have dropped from 11,000 at the half year to 10,000 two months later. That is because we are moving away from short-term treatments because we believe there are customers on short-term treatments who should be on long-term treatments. Equally, if we look at the long-term treatments, they have grown from 5,000 at the end of June to 9,000 on 3 September. Significantly in that, our split mortgage offers have grown from 1,500 at June to 3,500 on 3 September.