Mr. Richie Boucher:

The customer will be on the tracker rate or the variable rate, as appropriate, on an ongoing basis. I assure the committee that we will review all our options to ensure we have the best solution that works for our customer. We will review this, but I cannot make a promise. I promise the committee that we will review it and that we will come back. I cannot commit the bank to doing something without making an assessment. I must stress-----