Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

One of the things I am picking up from Ulster Bank, and I will refer to it in my summation, is that it is looking at some solutions that seem to be outside the prescribed list. One of the misconceptions about buying a house for €150,000 or buying a house for €300,000 is that the person does not pay back €150,000 or €300,000. They pay a staged payment every month for the next 20 to 35 years and the net sum is what they actually pay for that house. Mr. Brown is suggesting this afternoon that by way of the restructuring, that net sum over the 25 to 35 year period reduces.