Richard Boyd Barrett (Dún Laoghaire, People Before Profit Alliance) | Oireachtas source

We will agree to disagree. Mr. Brown will find that Ulster Bank did not have much default before 2008 and it has a good deal of default now and for him to suggest there is no direct connection between those two things is bordering on the preposterous.

Mr. Brown stated that 35% are not engaging and 35% of 15,328 home mortgages, which he says are in default of one description or another, is 5,364. The bank has already gone down the legal route in the case of 4,354 and Mr. Brown has said that 2,851 are not engaging. This makes a total of approximately 7,000, or 2,000 in excess of 35%. Does that mean there are possibly up to 2,000 people above the 35% figure who are engaging with Ulster Bank but the bank is still going down be legal route with them?