Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

At the outset, I appreciate the honesty in that answer, because there is a financial penalty and it is clear the banks have met the target in the easiest way possible, namely, non-engagement and the sending out of a legal letter. Moreover, Ulster Bank itself expects this is not a long-term solution because it expects the threat of repossession will not materialise in the majority of cases. I wish to ask a question of Mr. Brown. When I spoke of the target, he talked of 4,038 long-term solutions. However, the aforementioned 4,038 long-term solutions cannot be included in the data Ulster Bank provides to the Central Bank to reach the target. Is that correct?