Mr. Stephen Bell:

We did not include any of them this time around. As stated, there had been a lot of contention and a lack of definition around the different targets. We wanted to declare only those things that we were absolutely clear were not going to be contentious. If we are having a review of the Ulster Bank Ireland board shortly and if we are going to consider some of the other definitions of what is sustainable - which would be more in accordance with the examples the Chairman provided - then I suspect that number will rise considerably as the year progresses.

Does the bank need Central Bank permission to move into the area of defined resolutions?