Mr. Richie Boucher:

In terms of loan balances at the end of June, if we leave aside customers who are current and whose loans are not in default, 3,603 accounts were 90 days past due with a balance of €553 million for the owner occupied sector. We also split the buy-to-let sector. Some 1,406 accounts are full interest. These are the actual figures from our accounts. We have set them out in full and give much more detail in the accounts.