Arthur Spring (Kerry North-West Limerick, Labour) | Oireachtas source

I understand that. I have one minute left. I am with Deputy Donnelly on this because I am from that generation. From my dealings with people, as a former banker and now a politician, I am acutely aware that ultimately those of us who enter into an arrangement will be paying more for that house than we envisaged initially. I am of the opinion - Mr. Boucher will have heard me say this on numerous occasions - that there should be a moratorium on profit making for institutions such as Bank of Ireland. I believe there needs to be an investigation into whether the previous directors or some of the existing directors were negligent in their behaviour. My final question is as follows. Has Bank of Ireland held an internal investigation into whether the directors conducted themselves in a negligent manner?