Stephen Donnelly (Wicklow, Independent) | Oireachtas source

I thank Mr. Boucher. At least 90% of restructures increase the total payments from the household to the bank. In terms of sustainability and addressing the fact that households have too much debt and too many payments, at least 90% of Bank of Ireland's restructures increase the level of indebtedness of these households. For the 10% who are left, we do not have the full breakdown.

On the split mortgage, is the interest charged on the shelved portion a market interest the same as the interest paid on the non-shelved portion?