Stephen Donnelly (Wicklow, Independent) | Oireachtas source

I thank Mr. Boucher.

With term extension, the customers pay capital and interest, but they pay the capital over a longer period of time. These account for 30% of the restructures - we are now up to 80% of all restructures. Would Mr. Boucher agree that term extensions also increase the total amount that a household will pay relative to what was expected when the mortgage was taken out?