Stephen Donnelly (Wicklow, Independent) | Oireachtas source

I understand. I am going to move on.

There is another 20% which are on reduced payment. Obviously, these are temporary as well. In this case, the amount of capital being paid - let us say, over an 18-month period - is reduced and the full interest is paid. Would Mr. Boucher agree that, in this case as well, the total amount paid by a household to the bank over the term of the full mortgage will be higher than the original mortgage envisaged?