Mr. Stephen Mason:

The amount of accounts in default at the end of March was 11,774. What we had to report on was what progress we had made by the end on June on these accounts. A total of 3,103 were in the legal resolution process and in the case of 3,164 accounts we had made restructure offers, they were restructured or cured. Therefore, the figure we returned against the 20% target was 53%. That is the breakdown of it.