Mr. Richie Boucher:

Of the total arrears for buy-to-let completed during the month of July, there were 186 forbearance assessments in the month, 129 where we were able to offer an arrangement. In the case of 12 of those, they were deemed affordable. Again, to help, I will give the year to date figure for buy-to-let. The forbearance assessments in the year to date for buy-to-let were 1,950 based on the receipt of information from the customers. Forbearance assessments offered were 1,456. That is the year to date to the end of July. Forbearance requests declined as affordable were 149.