Mr. David Duffy:

That is correct. We have a very disciplined approach with the regulator on that and it would want to ensure that we are demonstrating that in the assessment. As I mentioned, there must be evidence of a level of affordability for the previous six months for the actual payment that is determined to be affordable in this solution. We also look at the long-term position and the total income and expenditure from the SFS. We make a very broad judgment over a long term. We are not just seeking to solve an interim problem.