Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

I know in 2009 the Central Bank issued guidelines that came down to what were the old meat-and-two-veg-type approach, so to speak, namely, three times one's income, loan to value ratios of 90%, and rooms for rent, overtime and so on were not to be included. Is that the type of lending practice we will see in AIB as it starts growing its residential mortgage book?