Shane Ross (Dublin South, Independent) | Oireachtas source

It is a different type of spending. It is a different type of discretionary expenditure. Where people are paying medical fees or for other necessities such as putting food on the table or petrol in the car, these are essentials. The debt they have got, their mortgage, is a two-way business. It is the borrower's fault as well as the lender's fault. Is there not a very good case, therefore, for those people to go bottom of the pile and not, as Mr. Duffy said, be prioritised?