Simon Harris (Wicklow, Fine Gael) | Oireachtas source

I would like to return to an issue that was pursued by Senator Barrett. I refer to the voluntary sale for loss case study that is outlined on page 18. I echo the Senator's comments in this regard. It could be a question of needing to educate the bank's customers. Indeed, public representatives may need to be educated as well. If people in these circumstances sell their homes and AIB takes the hit, where will they live next? How will they be able to get a mortgage? Can the bank guarantee they will get a mortgage? I would like someone to explain how this works. We are talking about a man and a woman of 35 and 34 years of age with an eight year old child. When AIB gave them the money at the time, it accepted that they would be able to pay it back. These are relatively young people. AIB is basically telling them that the only option available to them is to sell their home and get out. Where do they go next? I think that is the bit people are confused about.