Mr. David Duffy:

Yes, my apologies, I am referring to the AIB group. Within that context we have been very specific and we have already contacted those customers. It is not that they will be reading about it in the news today. We have been unsuccessful in contacting four of the 18 and we have had to leave voicemails as we tried to contact them over time. As I referred to before, we have made decisions not on the grounds of legal cases or anything else other than frustration. We understand this is a particular unique situation. I am not 100% convinced it will always be a read through to the next pyrite issue, for example, and we must consider each case on its own merits. This has gone on for a long time and it is nobody's fault but with the best will in the world, it has become a circle. We are in a position where at least Dublin City Council is paying for current accommodation and there is a moratorium on the other. If anything is to change in our view, there must be a long-term solution put in place along the principles we have discussed.

We have made contact and indicated we want to put a long-term, permanent solution in place with those affected, and we have said that we will engage with them in the next couple of weeks on ideas of how that will work. We have asked if they will be happy to take our call, sit down with us and go through the process. In all cases, bar one, everybody has been happy to do that. We are in a very public universe so we are deadly serious, and we will try to make this work. With each individual there will probably be solutions for different circumstances. I cannot view it today but we will sit down with the objective - if that is the best way to describe it - of getting those people into a home and out of current temporary circumstances.