Mr. Myles O'Grady:

The figure for owner-occupied properties would be €1.4 billion and for buy-to-let properties, €1.5 billion. There is a balancing amount which is a general provision that is not unique to each portfolio. We have done this based on our view of cashflows and that is from where the write-off will come as it comes out of the process that Mr. Brendan O'Connor is taking those customers through.