Stephen Donnelly (Wicklow, Independent) | Oireachtas source

I understand the logic for why the letters have to be written. I want a "Yes" or "No" answer. Is Mr. O'Connor going to maintain to this committee that writing a letter to somebody stating that he or she must engage with the bank or it will be forced to take legal action is what the Government intended as a long-term solution? Is he going to maintain that the legal offer counts?