Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

Let me just deal with the strategic defaulters. In respect of strategic defaulters, I note Mr. Duffy's explanation of how he defines them. He talks about people who have savings in a non-current account that would be in excess of their arrears. If I was in arrears for 90 days or more, my child was 16 years of age and about to go to college and I had to pay college fees and was making partial payments on my loan but was, say, €8,000 in arrears and had €9,000 to make sure Michael was able to pay his college fees, would I be a strategic defaulter under Mr. Duffy's definition because I have more money in a non-current account than I owe in arrears?