Mr. Lorcan O'Connor:

As I stated earlier, the ISI does not have the power to set a cap on fees. However, the service does have the power to inform members of the public that they should expect to pay a fee of X euro for a standard debt settlement arrangement or PIA. We should be able to do that over time. It is ultimately for the market to decide the level of fees, but we will certainly keep a close eye on them.