Arthur Spring (Kerry North-West Limerick, Labour) | Oireachtas source

I believe that the salient skill a personal insolvency practitioner will need is the ability to broker a deal. Barristers, solicitors, accountants and mortgage providers are often the kinds of people who have not been making deals at this level and may not have the required level of financial nous, and I am worried that people could end up with a personal insolvency practitioner who might not have the appropriate skill set. How can the debtor then move to a different personal insolvency practitioner, and who will incur the cost at that stage? If a debtor ends up with the wrong person, it could have detrimental effects. What is the solution to that?