Thomas Byrne (Fianna Fail) | Oireachtas source

Let us say I am a person in debt who is in severe straits and has dealt with the Personal Insolvency Act and its procedures. What if the bank exercises its veto? Many of us have predicted that will happen. What are the prospects of my approaching a solicitor, hiring a barrister and drafting pleadings? Will help be provided to people to whom bankruptcy has been touted as an attractive alternative?