Mr. Lar Bradshaw:

It is absolutely no problem. I assume that the chairman of Anglo Irish Bank, Mr. FitzPatrick, did not know the bank was getting involved. To explain the way it would work, boards would never get involved. It would not be a good thing to get involved in individual credit decisions. I suspect that even when Mr. FitzPatrick was CEO of the bank, he would never get involved. I do not want to get into that. I would be very surprised if Declan McCourt, who was on the board of Bank of Ireland, knew. You will have to ask him, Chairman. The very first time I had any inkling that Anglo Irish Bank would be lending for the project was at 8.30 p.m. in that meeting and I was surprised.