Mr. Matthew Elderfield:

I think I have been very public about white collar crime. We had some discussions with the Department at the time of the Central Bank (Supervision and Enforcement) Bill 2011 but I am not sure if this is for that Department, the Department of Justice and Equality or the Oireachtas. It is a matter for public debate. I do not think it is something to be put into a letter to John and John will deal with it. There needs to be a debate among members, as they know the system better than I do. Is it an issue for the Law Reform Commission, an investigation by an Oireachtas committee, or a wise person's report?