Mr. Matthew Elderfield:

It is for personal reasons. I mentioned the other day publicly that last August my wife and I were in London for the Olympic Games and we just realised we missed London a lot. We have been away for a long time. It is almost six years, because I did my Irish time, which I have enjoyed, but I was in Bermuda for two and a half years beforehand. I felt that if I had stayed for the full term, it would be something like seven and a half years away. I mulled it over for a while and then at Christmas I thought about it and lots of lobbying took place from family and friends in London saying, "Come on, you have been away too long", so I told Professor Honohan at the beginning of the year that I would give it another year but it ended up being a bit earlier. I have really enjoyed Ireland and living in Dublin. I have lived in lots of cities in the world. I grew up in Manhattan and I think Dublin is a great city. I have really enjoyed living here but I want to get back home.