Alan Shatter (Dublin South, Fine Gael) | Oireachtas source

It is one of the things that should be there. I do not think we should require that all loans are like that but I personally would like to see our financial institutions offering non-recourse mortgages as a product. That would guarantee responsible lending right into the future. Of course, the banks cannot be blamed for all of it. There were many people who individually borrowed way beyond their means and made the decision to do so. That is an unfortunate reality that, politically, people are somewhat sensitive to talk about because it is perceived as pillorying people who are in difficulties, which none of us wants to do.