Professor John McHale:

We have achieved a great deal already. To start missing the targets at this point would undo much of the benefits. It should also be noted that we will have to make these adjustments anyway. If we borrow more now we will have a bigger debt that will have to be repaid in the future by us when we are older or by our children. If it were just that this money was being lost, this would change the calculation and we might be willing to take bigger risks and have a smaller margin of safety. It should not be forgotten that we are repaying what we borrowed plus interest, which affects the cost-benefit calculation.