Michael Noonan (Limerick City, Fine Gael) | Oireachtas source

I am told that it is stated in the definitions section under the definition of "remuneration". The Bill reads: "'debt management firm' means a person who for remuneration provides debt management services to one or more consumers, other than an excepted person". If a person does not charge, he or she does not fall within the definition and is allowed to provide the information for free.