Mr. Ciarán Kissane:

I did address that in my earlier response. That was one of the reasons. We had an increase in the number of unsuccessful applications in 2010-11 because we were making that change. If somebody came to us and they did not have all the finance in place, we would look at it and say, "You are not going to be able to sign the contract within 12 months", and we would not allocate them funding. We would mark the project down.