Arthur Spring (Kerry North-West Limerick, Labour) | Oireachtas source

I wish to pick up on something mentioned by Mr. Fielding. He alluded to the fact that there had been an exponential increase in costs in the online banking system while the traditional form of banking, which is being eradicated, has had less significant increases in charges. Is that not a way of saying that the banks will make far more profits out of far less onerous ways of conducting business?

Have the banks compared the costs incurred in online transactions and the expense for businesses and individuals of conducting business online?